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Policy & Regulatory Reform

Accelerating Approvals for Attainable Housing

DESCRIPTION

Before a new home can be built, the project must move through a series of public approvals. Depending on the project and location, this can include zoning and entitlement, planning review, building permits, environmental review, utility coordination, inspections, public hearings, and approvals from multiple government agencies.

These processes serve important purposes. Building codes protect health and safety, planning processes help communities manage growth, and some projects warrant careful public review. But when approval systems are unnecessarily slow, duplicative, unpredictable, or difficult to navigate, they can also make housing considerably more expensive.

Your challenge is to propose an innovative local, state, or federal policy that reduces a specific source of delay or uncertainty in the housing development approval process.

CONTEXT

Developers incur costs long before construction begins. Land must be held, architects and consultants paid, financing maintained, and project teams kept in place while approvals are pending. Longer timelines also expose projects to changing interest rates, material prices, and other market conditions. According to The Pew Charitable Trusts, highly regulated cities can take substantially longer to approve housing projects, and one Washington study estimated that every additional month of permitting delay increased building costs by roughly 1 percent. In some cases, delays can make projects financially infeasible altogether.

Importantly, there is no single approval process. Different projects may encounter delays for very different reasons. A project might require a discretionary rezoning even though its proposed use is consistent with a community’s broader housing goals. A building department may have an extensive backlog. Multiple agencies might review the same plans independently. Applicants may receive conflicting guidance, submit the same information multiple times, or wait weeks between rounds of comments. As a result, making housing approvals faster is not simply a matter of telling government agencies to work more quickly. It requires identifying where and why delays occur and redesigning the process accordingly.

Communities across the country are already experimenting with different approaches. Some jurisdictions make qualifying housing developments by right, replacing discretionary approvals with administrative review when a project meets objective standards. Others establish guaranteed review timelines or “shot clocks,” allow architects and engineers to self-certify certain plans, consolidate agency reviews, digitize permitting, or prioritize particular kinds of housing. Urban Institute identifies standardization, professional self-certification, and expedited review among the strategies governments can use to reduce permitting and entitlement delays.

Another emerging model is the use of preapproved building plans. Instead of reviewing essentially the same building design from scratch each time it is proposed, a local government can approve a reusable set of plans in advance. Pew has documented growing adoption of these programs, which can reduce both review time and design costs for builders.

Man sits at a laptop

These approaches demonstrate what is possible, but they are only starting points.

Start by choosing a specific bottleneck to focus on. Local Housing Solutions recommends that communities examine the entire development process to identify delays, duplicative requirements, inconsistent guidance, and coordination problems before determining which reforms will have the greatest impact. Then design a policy that addresses the problem you identify.

Research from the Terner Center emphasizes that delays and uncertainty in permitting and entitlement can significantly increase development costs. A strong solution should therefore do more than make government processes easier to navigate: it should show how a more predictable approval system could ultimately make housing easier and less expensive to produce.

Your idea does not need to apply everywhere immediately. Housing regulation varies dramatically across jurisdictions, and many of the most promising reforms begin in a specific city or state. If you focus on one place, explain why your solution fits that context and how the model might eventually be replicated elsewhere.

The goal is to develop a reform that makes housing approvals faster and more predictable without sacrificing the legitimate public purposes those approvals are intended to serve.

Need help making your presentation? Read our 2026 Pitch Deck Template.

QUESTIONS TO CONSIDER

  • What specifically causes the delay? Identify the process, rule, agency interaction, or decision point you want to change.
  • What is your proposed reform? Explain what would happen differently under your policy.
  • Who has the authority to implement it? Determine whether the solution belongs at the local, state, or federal level.
  • How would it be administered and enforced? Consider staffing, technology, funding, compliance, and coordination among agencies.
  • How much time or money could it save? Estimate the potential effect on approval timelines and development costs.
  • What could go wrong? Consider legitimate reasons for review, possible unintended consequences, and how your policy would preserve health, safety, environmental, or other important protections.
  • How does it get adopted? Identify the stakeholders who would support or oppose the proposal and the political, administrative, or legal pathway necessary to put it into practice.

HOW TO SUBMIT

STEP 01

Get the Right Format and Length

Make sure your slides are formatted as a PDF. Ensure your presentation is 3 minutes or less.

See the Rubric

STEP 02

Submit Your Presentation

Upload and submit your presentation before 8:45 AM MT. If you have any trouble join the office hours Zoom from 7:45-8:45 AM MT.

Submit Presentation

STEP 03

Get Ready to Present to Our Judges & Experts

Your team must be on the competition Zoom to present at 9:30 AM MT. The presentation order will be available in a Google Sheet shared with all participants.

STEP 04

Tune in for the Awards Announcement

The awards announcement will take place at 1:30 PM MT.

Accelerating Approvals for Attainable Housing | Hack-A-House